Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Commercial Umbrella Insurance 101
Posted: March 19, 2022
Commercial Umbrella Insurance 101Business owners put general liability insurance in place to protect against the excessive financial costs of defending claims and lawsuits. Umbrella insurance is designed to provide coverage above the limits of business liability insurance policies. This insurance takes over when your liability insurance limits have been reached. Businesses, no matter how carefully they manage their operations, can be named in several types of lawsuits. A...
Motorcycle & Boat Coverage During Winter: Laid Up vs. Canceling
Posted: March 16, 2022
Motorcycle & Boat Coverage During Winter: Laid Up vs. CancelingUnless you live in one of our warmer states, you will need to winterize and store your boat or motorcycle during the winter months. You have several options, including canceling your insurance, reducing the coverage, or increasing the deductible. What is Lay-Up Insurance? “Lay Up Insurance” is offered by insurance companies serving the northern states, where riding a motorcycle or boating over the winter is...
General Liability vs. Professional Liability Insurance
Posted: March 4, 2022
General Liability vs. Professional Liability InsuranceIf you own a business, you need to ensure you have the right business insurance. What is right for your company, general liability, or professional liability insurance? It could not be more critical to select the correct type of business insurance for the activities of your company. For many types of businesses, you need both general liability and professional liability coverage. General Liability Insurance: What...
How to Create a Home Inventory
Posted: March 1, 2022
How to Create a Home InventoryAfter a disaster, such as a fire, theft, or a storm, filing a personal insurance claim is a priority. Your insurance company will require you to present a full inventory of your lost or damaged items. A home inventory makes the insurance claims process far more efficient and faster. Any homeowner or renter should take the time to create an inventory of their possessions. The...
3 Myths About Workers’ Compensation
Posted: February 19, 2022
3 Myths About Workers’ CompensationWorkers’ compensation insurance is essential for any business with employees. Unfortunately, myths about workers’ compensation coverage abound. These misconceptions can have an impact on the overall success of your business. The following are some of the most common myths among business owners concerning workers’ compensation insurance: My Business Is Small with Low Risk of Injury, So I Don’t Need Workers’ Compensation Insurance. Regardless of the...